Our services

Purchases

Secure a home mortgage through Larisa to access competitive rates from top banks, guided by a dedicated broker focused on your best interests. With fluctuating mortgage rates, conducting thorough research is crucial, but our longstanding lender relationships ensure access to the lowest rates and best offers. Choose Larisa for a seamless application process, expert guidance, and ongoing access to the latest Canadian mortgage news, all tailored to secure the best possible financing for your property.

Refinancing & Transfers

Before committing to your current lender's offer, let us explore all available options to ensure you secure the most suitable solution tailored to your specific needs and circumstances. Utilizing the equity in your home offers a cost-effective means of borrowing if you're looking to lower your monthly payments, consolidate debt, or access your home's equity, we offer a variety of refinancing options to help you achieve your financial objectives.

Self employed

We specialize in addressing the unique financing challenges faced by self-employed individuals and business owners, offering tailored solutions designed to simplify the mortgage process. Whether you're purchasing a residential property, seeking a commercial mortgage, or exploring options for debt consolidation and refinancing, our expertise is at your service. With our extensive network of lenders and deep industry knowledge, we're committed to alleviating the stress and uncertainty often associated with securing financing, empowering you to achieve your financial goals with confidence.

HELOC

Harness your home's equity. Did you know that you can leverage the equity in your home to access funds? Unlike other loans, the interest rates on home equity loans are typically much lower. A Home Equity Line of Credit offers instant access to much -needed cash flow. its a secured form of credit that allows you to tap into your equity repeatedly within you credit limit. HELOC funds can be used for various purposes, including home improvements or consolidating debs.

Specialty Mortgages

Reverse mortgages provide homeowners, typically seniors, with a way to access the equity in their homes while still living there, offering financial flexibility in retirement. Rent-to-own programs offer individuals the opportunity with as little as 3-5% down payment to gradually transition from renting to homeownership by renting a property with the option to buy it later, providing a path to homeownership for those who may not qualify for traditional mortgages upfront. Specialty mortgages tailored for medical professionals often come with unique features such as flexible underwriting criteria, allowing doctors and healthcare professionals to secure financing with favorable terms despite potential challenges like high student loan debt or irregular income.

Mortgage Consultation:

Our experienced mortgage agents provide personalized consultations to understand your financial goals and tailor a mortgage solution that aligns with your unique needs and circumstances. We help you understand the whole process, even your credit profile - we can help you identify areas of improvement, and take steps to strengthen your financial standing.

Why work with a mortgage agent?

Tired of settling for medioacre services from banks? Look no further. We provide top-tier service that surpasses what teh big banks offer. Our team of seasoned mortgage agents, brokers and specialists, conveniently based in Toronto, is dedicated to ensuring your success. Let us help you not only reach but exceed your financial goals.

OPTIONS!

Mortgage agents have access to a plethora of lender options, over 35 lenders, and 1000s of different mortgage products. Unlike traditional financial institutions, which are limited to its own rates and products.

No Cost, Just Expertise!

Benefit from free, expert advice without spending a dime. Mortgage agents are compensated by lenders in most cases, sparing borrowers any financial burdens.

Licensed Experts!

As licensed specialists, mortgage agents focus solely on mortgages, ensuring they stay informed and active to maintain their credentials.

Negotiation Advantage!

By diversifying your lending sources, you gain the upper hand in negotiations. With access to numerous lenders, mortgage brokers can leverage competition to secure better rates and terms.

Tailored Solutions!

With a vast array of lenders at their disposal, mortgage agents can craft bespoke solutions tailored to your unique needs and circumstances.

Informed Decision - making!

Working closely with multiple lenders provides mortgage agents with comprehensive knowledge of available options. this insight ensures you receive the best possible solution, even if it means looking beyond what your financial institution offers.

We pride ourselves on delivering exceptional service, expert guidance, and personalized solutions to help you achieve your homeownership goals. Contact us today to learn more about home we can assist you in achieving your financial dreams.